We Offer a Variety of Additional Insurance Coverages for Connecticut Residents

Additional Coverages in Connecticut

Yerkes-Stephens Insurance Agency can provide you with the additional insurance coverages to protect you and your family from losses against a range of added risks.

Umbrella Insurance

Umbrella insurance is a policy that provides extra protection for your assets beyond the eixsting limits of other policies. It covers your liability for injuries, property damage, certain lawsuits, and personal liability, and can apply worldwide. Most umbrella policies have a minimum coverage of $1 million.

Overseas Insurance Considerations

Your U.S. auto insurance will cover you driving in Canada and in Mexico, up to 50 miles inside the U.S. border. Otherwise, when renting a car outside the U.S., opt for insurance coverage from the foreign rental car company. Additionally, when traveling outside the U.S., it’s a good idea to have umbrella insurance with worldwide coverage.

Identity Protection

Identity theft insurance is available as an endorsement on your homeowners policy. Cyber insurance for your business is also available as an endorsement on your business liability coverage, or can be written as a separate policy.

Pet Insurance

Insurance is available to cover your pet’s medical expenses resulting from accidents and illnesses. Veterinary medicine today has wide-ranging capabilities, and very effective treatments, but costs have sky-rocketed too. Pet insurance can help, and plans start at very reasonable rates.

Jewelry Insurance

If you own valuable jewelry, the individual pieces should be insured in a separate rider on your homeowners policy. The rider will cover the stated value it would cost to replace the piece if it’s stolen, accidentally lost, damaged, or mysteriously disappears. Premiums are quite reasonable.